Accidental Death: This Policy witness that if the policyholder will pay the premium to State Life, as stated in the schedule. State Life shall in return, pay Coverage Amount in the event of death due to Accidental Means only.

Accidental Death This product is designed to provide financial protection in the event of death due to accidental means. In the event of untimely demise, this plan may provide financial ease to your family. Individuals may benefit from this plan at very affordable rates irrespective of their current health condition. Accidental Disability This product is designed to provide financial protection in the event of disability caused by accident. At times, such injuries result in temporary or permanent disability resulting in loss of income or increase in medical costs. State Life aims to lighten the financial burden through this plan. The money you receive may be used for your medical and non-medical expenses. Individuals may benefit from this plan at very affordable rates irrespective of their current health condition. Accidental Hybrid This product is designed to provide financial protection in the event of disability or death due to accidental means. At times, accidental injuries result in temporary or permanent disability resulting in loss of income or increase in medical costs. State Life aims to lighten the financial burden through this plan. The money you receive may be used for your medical and non-medical expenses. In the event of untimely demise, this plan may provide financial ease to your family. Individuals may benefit from this plan at very affordable rates irrespective of their current health condition.

• self-destruction or any attempt threat while sane or insane, • War declared or undeclared, strikes, riots, civil commotion, revolution, or any warlike operation; • making an arrest as an Officer of Law; • assault or murder; • heat-stroke or sun stroke: • participation in brawl; • racing on wheels, • big-game shooting of Polo; • committing a felony: • pregnancy or child birth • Accident occurring while or because the Life Insured is affected by alcohol or any drug • hernia, ptomaines or bacterial infection, except pyogenic infection which shall occur with and through an accidental cut or wound • any disease or sickness: • poison, gas or fumes, voluntarily or involuntarily taken

https://digital.statelife.com.pk/admin_panel/product_image/16/63/policy-wording-631645425776.pdf